‘It doesn’t seem fair’: I’m retired and have plenty of money. Why can’t I qualify for a retail credit card?

According to a report by MarketWatch… “I draw from my IRA as needed for household repairs, trips and other larger expenses.” complete report is on link below: Source: https://www.marketwatch.com/story/it-doesnt-seem-fair-im-retired-and-have-plenty-of-money-why-cant-i-qualify-for-a-retail-credit-card-8a58eda3?mod=mw_rss_topstories